While settling his father�s estate, Finn Conrad becomes suspicious as to why the man left a nurse $50,000. His dad knew her for less than two months before he died. Just before Christmas, Finn wants what to reclaim what he considers his family�s money, going undercover to investigate the bed and breakfast the nurse has recently taken over. When Finn meets Willa, he discovers she�s not a conniving gold digger at all, but a woman in need who put the money to good use. When she discovers his true identity, will it keep Willa from ever trusting him again?